JRW Associates Employee Benefit Advisors
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We are committed to your success. We know that there is a right and a wrong way to deliver employee benefits. Let us show you the right way.
Individual Insurance
JRW Associates offers a wide array of individual products such as medical coverage, dental coverage, Medicare supplements, long-term care and life insurance. Please feel free to contact us should you have any questions. We would be happy to assist you.

Medical
Do you need individual health insurance? Are you leaving an employer with whom you currently have insurance? Is your COBRA ending soon? We can offer you a variety of medical plans to choose between with varying deductible amounts.

Short Term Medical
Are you looking for a flexible plan to provide you protection for a short period of time? If you are in-between jobs and awaiting group coverage or waiting for approval of an individual policy, we can let you know your options.

Dental
Looking for individual dental coverage? We can provide you with several plans to suit your specific needs.

Medicare Supplement
If you already have Medicare, a Medicare Supplement covers many services that Medicare does not pay such as at-home recovery benefits, basic and extended outpatient prescription drug benefits, and medically necessary care received in a foreign country.

Long Term Care (LTC)
Do you have a loved one or are you yourself concerned about health related issues and the possible financial burden from treatment on your family? Long Term Care insurance can provide you flexible plans with a wide array of choices for duration of coverage and care locations.

Life Insurance
Do you need more adequate life insurance coverage for yourself or your family? If so, please contact us to receive competitive proposals. We can assist you in getting the coverage that you need.

Disability Income Insurance
Do you know that one in three working Americans will become disabled for 90 days or more before age 65? What would happen if you stopped receiving a paycheck because you were too sick or injured to work? We can assist you in finding the most flexible Disability Income insurance policy to help keep your financial dreams and goals for the future intact.